SERVICES
Types of Loans
Every client who comes to our team has different needs and requirements for the house they want to buy. Letticia provides them with a wide range of loan programs which they qualify for in order to get them into the house of their dreams. She has relationships with several lenders which allows her to take advantage of being able to provide her clients with the best rate possible and lowest fees.
CONVENTIONAL - Predictable loans that feature fixed payments and terms
FEDERAL HOUSING ADMINISTRATION (FHA) - Designed for low-to-moderate income borrowers, FHA loans require a lower minimum down payment and credit scores than many conventional loans
VETERAN AFFAIRS (VA) - Mortgage loan in the United States guaranteed by the United States Department of Veteran Affairs
REVERSE MORTGAGE LOAN - Allows homeowners age 62 and older to borrower from their home's equity without having to make monthly mortgage payments. As the borrower, you may choose to take funds in a lump sum, line of credit or via structured monthly payments
REFINANCE - Refers to the process of taking out a new loan to pay off one or more outstanding loans. Borrowers usually refinance in order to receive lower interest rates or to otherwise reduce their repayment amount
JUMBO LOAN - When the home of your dreams is in an extremely desirable higher priced real estate market, or your growing family demands a larger home, a jumbo loan may be right for you