Privacy Policy

Updated: 10/15/2025

This Privacy Policy applies to your interaction with Loans With Lety, operated with Legacy Lending, LLC, and any of its affiliates or subsidiaries (collectively, “we,” “us,” or “our”). We operate the https://www.loanswithlety.com/ website and related mobile applications (the “Service”) for the solicitation, origination, and servicing of mortgage loans.

This page explains our policies regarding the collection, use, and disclosure of personal information when you use our Service, as well as the choices you have regarding that information.

By using the Service (online or offline), you agree to the collection and use of information in accordance with this Privacy Policy. Unless otherwise defined, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions.

Information Collection and Use

We collect several types of information to provide, improve, and personalize our Service for you.

Types of Data Collected

Personal Data

While using our Service, you may be asked to provide certain personally identifiable information that can be used to contact or identify you (“Personal Data”).

Personal Data includes, but is not limited to:

  • Full name

  • Email address

  • Phone number

  • Mailing address, city, state, and ZIP code

  • Social Security Number

  • Employment details

  • Financial information such as income, assets, liabilities, savings, and credit history

How We Obtain Personal Data

We collect Personal Data from various sources to deliver the Service, including directly from you, employers, financial institutions, title companies, insurance providers, and credit reporting agencies.

We may also use Personal Data to contact you with updates, newsletters, and marketing information. You can opt out of receiving marketing communications at any time by following the unsubscribe link in our emails.

Usage Data

When you visit our website, we may automatically collect information such as your device’s IP address, browser type, pages visited, time spent on pages, and other diagnostic data (“Usage Data”).

If you access the Service on a mobile device, Usage Data may also include your device type, operating system, mobile network, and unique device identifiers.

Location Data

If granted permission, we may collect information about your geographic location (“Location Data”) to enhance your experience and provide customized content. You can enable or disable location access at any time through your device settings.

Contact Forms

If you submit a contact form on our website, the information you provide is securely stored and used to respond to your inquiry or request.

We do not sell or share SMS opt-ins, and phone contact information collected is used solely to communicate about your loan or related services.

Use of Data

We use collected data to:

  • Provide and maintain our Service

  • Notify you of updates or changes

  • Communicate regarding your account or application

  • Allow participation in interactive website features

  • Provide customer support

  • Enable automatic payments and fund transfers through financial partners

  • Improve Service quality through analytics and feedback

  • Detect, prevent, and address fraud or technical issues

  • Comply with legal and regulatory requirements

  • Provide information about products or services related to your inquiry (unless you opt out)

Transfer of Data

Our Service is intended for users located within the United States. By submitting your information, you consent to the transfer and storage of your data within the U.S.

We use commercially reasonable safeguards to ensure your information is protected in accordance with this Privacy Policy.

Disclosure of Personal Data

Law Enforcement

We may disclose Personal Data when required to do so by law or in response to valid legal requests by public authorities (e.g., courts or regulators).

Legal Requirements

We may disclose information in good faith when necessary to:

  • Comply with a legal obligation

  • Protect or defend our rights and property

  • Prevent or investigate possible misconduct

  • Protect user or public safety

  • Prevent potential legal liability

Service Providers

We may engage third-party companies or contractors to assist in providing or analyzing our Service (“Service Providers”).

These parties are given access to Personal Data only as necessary to perform their tasks and are contractually bound to keep the information confidential and secure.

Security of Data

Protecting your information is a priority.

No mobile or text message data will be shared with third parties for marketing or promotional use. Text message opt-in data and consent will not be shared with any third parties.

While we use commercially accepted methods to protect your data, no online or electronic storage system is completely secure, and we cannot guarantee absolute security.

Do Not Track Signals

Our website does not currently respond to “Do Not Track” browser settings or similar signals.

Analytics

We use third-party services, including Google Analytics, to help us understand website usage and improve our Service.

Google may use collected data for its own advertising and analytics. For more information on how Google uses data, please visit Google’s Privacy Policy.

Links to Other Websites

Our Service may include links to third-party websites not operated by us. We are not responsible for the privacy practices, content, or policies of those sites and recommend reviewing each site’s privacy policy before providing any information.

Social Media

Interactions via social media platforms are subject to the privacy settings and policies of those platforms. Review your social media privacy settings to manage how your information is shared.

Children’s Privacy

Our Service is not directed toward children under the age of 18.
We do not knowingly collect personal information from minors. If you believe a child has provided us data, please contact us immediately, and we will remove it.

California Privacy Rights

California residents have the right to request information regarding the disclosure of their personal information to third parties for marketing purposes, as permitted under California Civil Code.

Such requests may be made through the contact information below.